American Journal of Computer Science and Engineering Survey Open Access
ISSN: 2349-7238
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Abstract
Biometric Authentication in Mobile Banking
ASM Muntaheen* and Mohammad Abdus Shaker
In present day world, mobile banking has emerged as a winner among various
banking services. The major concern for mobile banking is its security. Since
present authentication methods such as passwords, OTPs do not offer high
level of security, there is always a risk of fraudulent attacks. To avoid this risk,
reliable authentication procedures must be used. Biometric serves the purpose of
reliable authentication mechanism. The paper gives the overview and quantitative
comparative analysis of various physiological and behavioral biometric techniques
that can be used in mobile banking. Various criteria that have been used for
analysis are uniqueness, universality, permanence, circumvention, performance,
and collectability and acceptability.
